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The Number One Factor for Building Credit

 
It used to be that paying your rent, cell phone plan, or utilities bills on time didn’t impact your credit.

With Self, making those payments on time builds positive payment history, the single biggest part of your credit score.*

You choose which payments get sent to the credit bureaus.

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*See https://www.myfico.com/credit-education/whats-in-your-credit-score. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

Google Play and the Google Play logo are trademarks of Google LLC; App Store, Apple and the Apple logo are trademarks of Apple Inc.

Source: FICO

How it works

Get the credit

you deserve.

With one easy subscription, you can build credit using the rent, cell phone, and utilities payments you’re already making.

People are talking about Self.

Get started

Choose to add rent, cell phone and/or utilities to your credit profile

1

Google Play

67K+ reviews

4.7

App Store

212K+ reviews

4.9

More than 1 million people are building credit with Self. Join them.

The reviews are in.

Rent

Get credit for what might be your largest monthly expense.

Cell Phone

Get credit for staying connected.

Utility Bills

Get credit for paying for water, electricity, or gas.

Get started
Get the credit

you deserve.

With one easy subscription, you can build credit using the rent, cell phone, and utilities payments you’re already making.

Securely link to Self so we can report your payments to the credit bureaus

2

Make payments like usual to build positive payment history

3

The Number One Factor for Building Credit

You choose which payments get sent to the credit bureaus.

More than 1 million people are building credit with Self. Join them.